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Tuesday, March 26, 2013

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Think about it lebron 9 for sale. You pay $2 here for using another banks ATM, $5 there for not returning the DVD on time and by the end of the month you seem to have racked up $20 or so.

ATM fees in particular have been in the media lately because of the introduction of the new ATM Direct Charging reforms . Under the reforms, youre now charged directly by the ATM owner when you use an ATM not belonging to your bank.

However, given most banks now offer customers at least one account with unlimited ATM transactions, as long as you use your own banks ATMs, you really can avoid getting charged what are known as foreign ATM fees lebron 9 for sale.Here are a few simple ways to avoid ATM charges:1.

Use your own banks ATMs. Its the most obvious answer and one of the easiest lebron 9 for sale. Most banks now offer an ATM Locator service on their website, and some banks (BOQ) also offer an SMS service, whereby you can SMS your location to the ATM Locator number and it will text you back to let you know where the nearest ATM is.

Knowing where the closest ATM belonging to your bank is in regard to your work and your home will make it that much easier to avoid paying foreign ATM fees.2. Withdraw cash when youre using EFTPOS. Despite the costs involved, banks do not charge you for EFTPOS transactions or for withdrawing cash when you use EFTPOS. Most supermarkets, petrol stations and convenience stores offer EFTPOS and cash out facilities, so make it a habit to withdraw cash when youre doing your grocery shopping or filling up your car, and youll find youre less likely to be caught short for cash and needing to use a foreign ATM.3. Withdraw more cash at a time. Without wanting to encourage people to carry around big rap star wads of cash in your wallet, withdrawing a little more each time you use the ATM means youre less inclined to run out when you least expect to.